The story so far
written Nov 6What is happening
Elevance Health is seeking at least $160 million in damages from autism-therapy provider The Perfect Child to recover payments for allegedly inflated insurance claims 135. The insurer filed the lawsuit in New York state court on November 4, 2026, alleging the provider used more than 100 shell companies to bypass in-network rate agreements 15. Elevance claims the provider billed $800 million at out-of-network rates between 2021 and March 2026, charging up to $1,700 per hour for services contracted at approximately $400 per hour 5.
A separate federal class-action lawsuit filed November 5, 2026, in the U.S. District Court for the Eastern District of New York alleges the provider engaged in predatory balance billing and deceptive practices 2. One family cited a $364,000 bill for a single child's care, while other families reported bills reaching $1.48 million 2.
What to watch
A defendant’s answer or motion to dismiss entered in New York state court would respond to the $160 million claim. A trial date set by the court or a case resolution via settlement or summary judgment would conclude the litigation. The public disclosure of a final judgment or settlement amount would establish the total financial recovery.
An official statement from the FBI or the U.S. Department of Justice would clarify the status of the investigation into the provider's billing practices 710. Findings released by the U.S. House Committee on Education and the Workforce would detail the results of the congressional inquiry into the company's insurance claims 2.
Read the full brief · how we got here
How we got here
The Perfect Child remained in the Elevance provider network until June 2026 5. The FBI began investigating the provider's billing practices following reports of daily charges reaching $30,000 710. The U.S. House Committee on Education and the Workforce opened its inquiry into the company's conduct after families reported massive bills for autism therapy 2.
References · 6
- 1law360.com — Anthem Seeks $160M For Alleged Autism Therapy Scheme
- 2wsmv.com — TN family sues autism therapy provider for massive bills - WSMV
- 3wsj.com — Insurer Sues Autism-Therapy Provider Over $160 Million in ...
- 5breakingnewsaba.com — Billed $800 Million, Paid $160 Million, Elevance Says. Now It ...
- 7wsj.com — Exclusive | FBI Probes Autism Therapy Provider That Billed ...
- 10qz.com — FBI is investigating Perfect Child autism therapy billing ...
What would close this
0 of 4 metTimeline
1newest firstWhen we started following: Elevance Health sues Perfect Child for $160M as federal class action and FBI probe intensify
Elevance Health filed a lawsuit against autism-therapy provider The Perfect Child in New York state court on November 4, 2026, seeking at least $160 million in damages 135. The insurer alleges the provider used more than 100 shell companies to bypass in-network rate agreements, billing $800 million at inflated out-of-network rates between 2021 and March 2026 5. Elevance claims the provider charged up to $1,700 per hour for services contracted at approximately $400 per hour 5.
On November 5, 2026, a family filed a federal class-action lawsuit against The Perfect Child in the U.S. District Court for the Eastern District of New York 2. The suit alleges predatory balance billing and deceptive practices, citing a $364,000 bill for a single child's care 2. Other families reported bills as high as $1.48 million 2.
Parallel to the civil litigation, the FBI is investigating the provider's billing practices 710. The U.S. House Committee on Education and the Workforce has also opened an inquiry into the company's insurance claims and billing conduct 2. The Perfect Child remained in Elevance’s network until June 2026 5.